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Terms & Conditions

Disclaimer

Welcome to Wolves Financial Services (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website www.wolvesfinancial.com (“Website”). By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use the Website.

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1. Use of the Website
  • You must be at least 18 years old to use this Website.

  • You agree to use the Website only for lawful purposes and in accordance with these Terms.

  • You may not use the Website in any way that could harm, disable, or impair the Website or interfere with any other party’s use.
     

2. SMS Terms & Conditions

 

SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

 

Types of SMS Communications:

If you have consented to receive text messages from Wolves Financial Services, you may receive messages related to the following:

  • Appointment reminders

  • Follow-up messages

 

Example: "Hello, this is a friendly reminder of your upcoming appointment with [Name] at [Location] on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time."

 

Message Frequency:
Message frequency may vary depending on the type of communication. For example, you may receive up to 3 (three) SMS messages per week related to your request.

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Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

 

Opt-In Method:

You may opt-in to receive SMS messages from Wolves Financial Services in the following ways:

  • By submitting an online form
     

Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to 206-971-1268 or any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

 

Help:

If you are experiencing any issues, you can reply with the keyword HELP to 206-971-1268. Or, you can get help directly from us at info@wolvesfinancial(dot)com

 

Additional Options:

  • If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

 

Standard Messaging Disclosures:

  • Message and data rates may apply.

  • You can opt-out at any time by texting "STOP" to 206-971-1268 or replying to message

  • For assistance, text "HELP" to 206-971-1268 or visit our Privacy Policy page.

  • Message frequency may vary
     

3. Services Provided
  • The Website provides general information about life insurance products and services offered by third-party providers.

  • We do not provide insurance directly; we act as a brokerage to connect users with licensed insurers.

  • The information provided on the Website does not constitute financial, legal, or insurance advice. We recommend consulting with a licensed professional before making any decisions.
     

4. User Responsibilities
  • You are responsible for ensuring that any information you provide on the Website is accurate and complete.

  • You agree not to use the Website for fraudulent or misleading activities.

  • If you submit personal information, you consent to its collection and use as outlined in our Privacy Policy.
     

5. Third-Party Links and Content
  • The Website may contain links to third-party websites. We are not responsible for the content, accuracy, or security of such websites.

  • Any transactions you engage in with third-party insurers or service providers are solely between you and the third party.
     

6. Disclaimer of Warranties
  • The Website and its content are provided “as is” and “as available” without warranties of any kind, either express or implied.

  • We do not guarantee the accuracy, completeness, or reliability of any information on the Website.

  • We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
     

7. Limitation of Liability
  • To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Website.

  • This includes, but is not limited to, loss of profits, data, or business opportunities, even if we have been advised of the possibility of such damages.
     

8. Indemnification
  • You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, or expenses arising from your use of the Website or violation of these Terms.
     

9. Modifications to Terms
  • We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting on the Website.

  • Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.
     

10. Termination
  • We may terminate or suspend your access to the Website at any time without notice if you violate these Terms or for any other reason at our discretion.
     

11. Governing Law
  • These Terms are governed by and construed in accordance with the laws of Florida, USA, without regard to its conflict of law principles.

  • Any disputes arising under these Terms shall be resolved exclusively in the courts of State of Florida.
     

12. Contact Information

If you have any questions about these Terms, please contact us at: info@wolvesfinancial(dot)com

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By using this Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

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